YEARLY HIGH
0.0805 PEN
YEARLY LOW
0.0698 PEN
YEARLY AVERAGE
0.0753 PEN

2021 GMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 0.0805. Conversely, the yearly low was recorded on January 15, dropping to 0.0698.

This high-to-low spread represents a total annual volatility of 0.0108 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0702 to the December average rate of 0.0770, the exchange rate registered a net change of 9.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0805 was up 13.70% compared to the 2020 peak of 0.0708, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 403 PEN
2020 Average 339 PEN
Yearly Trough Low 349 PEN
Transaction Impact: A difference of 53.76 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0808
0.0692
JanuMarcMayJulySeptNove

GMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0726, compared to 0.0780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0054 points.

H1 Avg (Jan–Jun) 0.0726
H2 Avg (Jul–Dec) 0.0780

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0048 PEN (High: 0.0803 / Low: 0.0755). On the other end, February was the most stable month, with a tight range of 0.0007 PEN (High: 0.0713 / Low: 0.0706).

October Spread (Volatile) ±0.0048
February Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0023 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0797) against the same month in 2020 (average: 0.0687), the exchange rate shifted by +0.0110 (+16.05%).

2021 Avg (August) 0.0797
2020 Avg (August) 0.0687

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0708 0.0698 0.0702
February 0.0713 0.0706 0.0709
March 0.0734 0.0711 0.0723
April 0.0747 0.0701 0.0722
May 0.0753 0.0715 0.0736
June 0.0779 0.0748 0.0765
July 0.0778 0.0756 0.0770
August 0.0805 0.0767 0.0797
September 0.0803 0.0789 0.0799
October 0.0803 0.0755 0.0775
November 0.0776 0.0764 0.0770
December 0.0779 0.0755 0.0770