2025 GMD to PEN Historical Review

YEARLY HIGH

0.0535 PEN

YEARLY LOW

0.0452 PEN

YEARLY AVERAGE

0.0495 PEN

2025 GMD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 0.0535. Conversely, the yearly low was recorded on December 23, dropping to 0.0452.

This high-to-low spread represents a total annual volatility of 0.0083 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0521 to the December average rate of 0.0458, the exchange rate registered a net change of -12.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0535 was down 6.81% compared to the 2024 peak of 0.0574, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 267 PEN

2024 Average 273 PEN

Yearly Trough Low 226 PEN

Transaction Impact: A difference of 41.44 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0527

0.0452

JanuMarcMayJulySeptNove

GMD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0513, compared to 0.0477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0513

H2 Avg (Jul–Dec) 0.0477

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0025 PEN (High: 0.0535 / Low: 0.0510). On the other end, November was the most stable month, with a tight range of 0.0008 PEN (High: 0.0466 / Low: 0.0458).

January Spread (Volatile) ±0.0025

November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0011 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0521) against the same month in 2024 (average: 0.0554), the exchange rate shifted by -0.0033 (-6.03%).

2025 Avg (January) 0.0521

2024 Avg (January) 0.0554

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0535	0.0510	0.0521
February	0.0521	0.0512	0.0516
March	0.0521	0.0503	0.0510
April	0.0523	0.0510	0.0515
May	0.0518	0.0502	0.0508
June	0.0516	0.0496	0.0505
July	0.0500	0.0491	0.0496
August	0.0498	0.0479	0.0490
September	0.0495	0.0471	0.0483
October	0.0484	0.0462	0.0472
November	0.0466	0.0458	0.0461
December	0.0467	0.0452	0.0458