2016 HKD to HRK Historical Review

YEARLY HIGH

0.9352 HRK

YEARLY LOW

0.8411 HRK

YEARLY AVERAGE

0.8769 HRK

2016 HKD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HKD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.9352. Conversely, the yearly low was recorded on May 2, dropping to 0.8411.

This high-to-low spread represents a total annual volatility of 0.0941 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9057 to the December average rate of 0.9219, the exchange rate registered a net change of 1.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.9352 was down 0.06% compared to the 2015 peak of 0.9358, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 23,381 HRK

2015 Average 22,123 HRK

Yearly Trough Low 21,028 HRK

Transaction Impact: A difference of 2,353.31 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.9288

0.8455

JanuMarcMayJulySeptNove

HKD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8721, compared to 0.8817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 0.8721

H2 Avg (Jul–Dec) 0.8817

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0493 HRK (High: 0.9186 / Low: 0.8693). On the other end, September was the most stable month, with a tight range of 0.0105 HRK (High: 0.8671 / Low: 0.8566).

November Spread (Volatile) ±0.0493

September Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0222 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0222

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.9219) against the same month in 2015 (average: 0.9041), the exchange rate shifted by +0.0177 (+1.96%).

2016 Avg (December) 0.9219

2015 Avg (December) 0.9041

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9147	0.8990	0.9057
February	0.9052	0.8670	0.8835
March	0.9005	0.8531	0.8744
April	0.8595	0.8458	0.8524
May	0.8683	0.8411	0.8548
June	0.8787	0.8491	0.8615
July	0.8776	0.8625	0.8720
August	0.8693	0.8513	0.8607
September	0.8671	0.8566	0.8618
October	0.8897	0.8613	0.8762
November	0.9186	0.8693	0.8978
December	0.9352	0.9030	0.9219