2019 HKD to HRK Historical Review

YEARLY HIGH

0.8674 HRK

YEARLY LOW

0.8201 HRK

YEARLY AVERAGE

0.8457 HRK

2019 HKD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HKD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 0.8674. Conversely, the yearly low was recorded on January 9, dropping to 0.8201.

This high-to-low spread represents a total annual volatility of 0.0473 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8297 to the December average rate of 0.8582, the exchange rate registered a net change of 3.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.8674 was up 2.76% compared to the 2018 peak of 0.8441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 21,686 HRK

2018 Average 20,053 HRK

Yearly Trough Low 20,502 HRK

Transaction Impact: A difference of 1,183.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.8628

0.8267

JanuMarcMayJulySeptNove

HKD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8374, compared to 0.8540 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 0.8374

H2 Avg (Jul–Dec) 0.8540

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0191 HRK (High: 0.8589 / Low: 0.8397). On the other end, December was the most stable month, with a tight range of 0.0108 HRK (High: 0.8624 / Low: 0.8516).

August Spread (Volatile) ±0.0191

December Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0070 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.8578) against the same month in 2018 (average: 0.8138), the exchange rate shifted by +0.0440 (+5.41%).

2019 Avg (September) 0.8578

2018 Avg (September) 0.8138

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8376	0.8201	0.8297
February	0.8378	0.8246	0.8324
March	0.8445	0.8267	0.8369
April	0.8492	0.8378	0.8433
May	0.8494	0.8381	0.8447
June	0.8479	0.8310	0.8376
July	0.8520	0.8383	0.8436
August	0.8589	0.8397	0.8472
September	0.8674	0.8498	0.8578
October	0.8647	0.8497	0.8573
November	0.8641	0.8516	0.8598
December	0.8624	0.8516	0.8582