2026 HKD to HRK Historical Review

YEARLY HIGH

0.8462 HRK

YEARLY LOW

0.8035 HRK

YEARLY AVERAGE

0.8287 HRK

2026 HKD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 0.8462. Conversely, the yearly low was recorded on January 27, dropping to 0.8035.

This high-to-low spread represents a total annual volatility of 0.0427 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8237 to the December average rate of 0.8336, the exchange rate registered a net change of 1.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8462 was down 10.41% compared to the 2025 peak of 0.9445, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 21,154 HRK

2025 Average 21,416 HRK

Yearly Trough Low 20,087 HRK

Transaction Impact: A difference of 1,067.38 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8441

0.8125

JanuMarcMayJuly

HKD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8258, compared to 0.8375 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0117 points.

H1 Avg (Jan–Jun) 0.8258

H2 Avg (Jul–Dec) 0.8375

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0296 HRK (High: 0.8331 / Low: 0.8035). On the other end, August was the most stable month, with a tight range of 0.0010 HRK (High: 0.8341 / Low: 0.8331).

January Spread (Volatile) ±0.0296

August Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0101 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0101

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.8354) against the same month in 2025 (average: 0.8325), the exchange rate shifted by +0.0029 (+0.35%).

2026 Avg (June) 0.8354

2025 Avg (June) 0.8325

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8331	0.8035	0.8237
February	0.8192	0.8098	0.8152
March	0.8428	0.8190	0.8330
April	0.8353	0.8147	0.8229
May	0.8273	0.8204	0.8248
June	0.8462	0.8257	0.8354
July	0.8450	0.8345	0.8415
August	0.8341	0.8331	0.8336