2024 HKD to HRK Historical Review

YEARLY HIGH

0.9369 HRK

YEARLY LOW

0.8634 HRK

YEARLY AVERAGE

0.8927 HRK

2024 HKD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HKD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.9369. Conversely, the yearly low was recorded on August 24, dropping to 0.8634.

This high-to-low spread represents a total annual volatility of 0.0735 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8837 to the December average rate of 0.9256, the exchange rate registered a net change of 4.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.9369 was up 1.96% compared to the 2023 peak of 0.9189, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 23,422 HRK

2023 Average 22,247 HRK

Yearly Trough Low 21,585 HRK

Transaction Impact: A difference of 1,836.86 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.9311

0.8651

JanuMarcMayJulySeptNove

HKD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8915, compared to 0.8940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.8915

H2 Avg (Jul–Dec) 0.8940

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0422 HRK (High: 0.9292 / Low: 0.8870). On the other end, September was the most stable month, with a tight range of 0.0124 HRK (High: 0.8775 / Low: 0.8651).

November Spread (Volatile) ±0.0422

September Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0122 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0122

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.9256) against the same month in 2023 (average: 0.8836), the exchange rate shifted by +0.0420 (+4.75%).

2024 Avg (December) 0.9256

2023 Avg (December) 0.8836

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8919	0.8740	0.8837
February	0.8997	0.8860	0.8925
March	0.8921	0.8793	0.8863
April	0.9058	0.8857	0.8976
May	0.8987	0.8862	0.8922
June	0.9034	0.8834	0.8966
July	0.8982	0.8822	0.8891
August	0.8938	0.8634	0.8768
September	0.8775	0.8651	0.8706
October	0.8995	0.8762	0.8901
November	0.9292	0.8870	0.9118
December	0.9369	0.9151	0.9256