2022 HKD to HRK Historical Review

YEARLY HIGH

1.0001 HRK

YEARLY LOW

0.8429 HRK

YEARLY AVERAGE

0.9146 HRK

2022 HKD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HKD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 1.0001. Conversely, the yearly low was recorded on January 13, dropping to 0.8429.

This high-to-low spread represents a total annual volatility of 0.1572 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8530 to the December average rate of 0.9148, the exchange rate registered a net change of 7.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0001 was up 16.11% compared to the 2021 peak of 0.8613, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 25,004 HRK

2021 Average 20,481 HRK

Yearly Trough Low 21,073 HRK

Transaction Impact: A difference of 3,931.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.9877

0.8394

JanuMarcMayJulySeptNove

HKD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8818, compared to 0.9475 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0657 points.

H1 Avg (Jan–Jun) 0.8818

H2 Avg (Jul–Dec) 0.9475

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0590 HRK (High: 0.9848 / Low: 0.9258). On the other end, February was the most stable month, with a tight range of 0.0211 HRK (High: 0.8643 / Low: 0.8432).

November Spread (Volatile) ±0.0590

February Spread (Stable) ±0.0211

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0333 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0333

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.9671) against the same month in 2021 (average: 0.8184), the exchange rate shifted by +0.1487 (+18.17%).

2022 Avg (September) 0.9671

2021 Avg (September) 0.8184

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8678	0.8429	0.8530
February	0.8643	0.8432	0.8517
March	0.8901	0.8669	0.8790
April	0.9186	0.8737	0.8913
May	0.9233	0.8941	0.9081
June	0.9201	0.8932	0.9074
July	0.9547	0.9195	0.9396
August	0.9634	0.9283	0.9461
September	1.0001	0.9466	0.9671
October	0.9888	0.9508	0.9754
November	0.9848	0.9258	0.9420
December	0.9284	0.9013	0.9148