2012 HNL to BDT Historical Review

YEARLY HIGH

4.4344 BDT

YEARLY LOW

4.0067 BDT

YEARLY AVERAGE

4.2421 BDT

2012 HNL to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 4.4344. Conversely, the yearly low was recorded on December 31, dropping to 4.0067.

This high-to-low spread represents a total annual volatility of 0.4277 BDT. From a start-to-finish perspective, comparing the January average rate of 4.3714 to the December average rate of 4.0713, the exchange rate registered a net change of -6.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.4344 was up 2.80% compared to the 2011 peak of 4.3137, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 22,172 BDT

2011 Average 19,586 BDT

Yearly Trough Low 20,034 BDT

Transaction Impact: A difference of 2,138.47 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.4014

4.0413

JanuMarcMayJulySeptNove

HNL to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3201, compared to 4.1640 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1560 points.

H1 Avg (Jan–Jun) 4.3201

H2 Avg (Jul–Dec) 4.1640

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.1439 BDT (High: 4.4306 / Low: 4.2867). On the other end, April was the most stable month, with a tight range of 0.0125 BDT (High: 4.3035 / Low: 4.2910).

February Spread (Volatile) ±0.1439

April Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1020 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 4.3714) against the same month in 2011 (average: 3.7534), the exchange rate shifted by +0.6180 (+16.46%).

2012 Avg (January) 4.3714

2011 Avg (January) 3.7534

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.4344	4.3071	4.3714
February	4.4306	4.2867	4.3609
March	4.3036	4.2841	4.2926
April	4.3035	4.2910	4.2970
May	4.3085	4.2916	4.2980
June	4.3123	4.2920	4.3006
July	4.3095	4.2204	4.2954
August	4.2823	4.1579	4.1934
September	4.1816	4.1527	4.1706
October	4.1613	4.1237	4.1349
November	4.1404	4.0998	4.1187
December	4.1146	4.0067	4.0713