YEARLY HIGH
4.1162 BDT
YEARLY LOW
3.7799 BDT
YEARLY AVERAGE
3.8907 BDT

2013 HNL to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 4.1162. Conversely, the yearly low was recorded on November 23, dropping to 3.7799.

This high-to-low spread represents a total annual volatility of 0.3363 BDT. From a start-to-finish perspective, comparing the January average rate of 4.0041 to the December average rate of 3.8037, the exchange rate registered a net change of -5.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.1162 was down 7.18% compared to the 2012 peak of 4.4344, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 20,581 BDT
2012 Average 21,208 BDT
Yearly Trough Low 18,899 BDT
Transaction Impact: A difference of 1,681.35 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.0543
3.7738
JanuMarcMayJulySeptNove

HNL to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9715, compared to 3.8099 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1616 points.

H1 Avg (Jan–Jun) 3.9715
H2 Avg (Jul–Dec) 3.8099

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.2816 BDT (High: 4.1162 / Low: 3.8345). On the other end, October was the most stable month, with a tight range of 0.0159 BDT (High: 3.8054 / Low: 3.7895).

May Spread (Volatile) ±0.2816
October Spread (Stable) ±0.0159

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1897 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1897

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 4.0310) against the same month in 2012 (average: 4.2980), the exchange rate shifted by -0.2670 (-6.21%).

2013 Avg (May) 4.0310
2012 Avg (May) 4.2980

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0168 3.9890 4.0041
February 3.9741 3.9265 3.9572
March 3.9909 3.9629 3.9781
April 4.0438 3.9783 4.0171
May 4.1162 3.8345 4.0310
June 3.8514 3.8293 3.8413
July 3.8551 3.8163 3.8366
August 3.8233 3.8002 3.8136
September 3.8352 3.7904 3.8095
October 3.8054 3.7895 3.7985
November 3.8236 3.7799 3.7972
December 3.8304 3.7829 3.8037