YEARLY HIGH
3.5269 BDT
YEARLY LOW
3.3545 BDT
YEARLY AVERAGE
3.4508 BDT

2016 HNL to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 3.5269. Conversely, the yearly low was recorded on December 20, dropping to 3.3545.

This high-to-low spread represents a total annual volatility of 0.1724 BDT. From a start-to-finish perspective, comparing the January average rate of 3.4989 to the December average rate of 3.4004, the exchange rate registered a net change of -2.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.5269 was down 5.14% compared to the 2015 peak of 3.7180, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 17,635 BDT
2015 Average 17,951 BDT
Yearly Trough Low 16,773 BDT
Transaction Impact: A difference of 862.09 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.5087
3.3906
JanuMarcMayJulySeptNove

HNL to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4752, compared to 3.4265 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0488 points.

H1 Avg (Jan–Jun) 3.4752
H2 Avg (Jul–Dec) 3.4265

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0898 BDT (High: 3.4443 / Low: 3.3545). On the other end, April was the most stable month, with a tight range of 0.0142 BDT (High: 3.4786 / Low: 3.4644).

December Spread (Volatile) ±0.0898
April Spread (Stable) ±0.0142

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0233 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0233

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 3.4989) against the same month in 2015 (average: 3.6981), the exchange rate shifted by -0.1993 (-5.39%).

2016 Avg (January) 3.4989
2015 Avg (January) 3.6981

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5269 3.4816 3.4989
February 3.4912 3.4693 3.4804
March 3.4726 3.4515 3.4650
April 3.4786 3.4644 3.4725
May 3.4852 3.4682 3.4758
June 3.4775 3.4425 3.4589
July 3.4502 3.4345 3.4422
August 3.4443 3.4246 3.4302
September 3.4465 3.4230 3.4321
October 3.4489 3.4173 3.4300
November 3.4604 3.4037 3.4237
December 3.4443 3.3545 3.4004