YEARLY HIGH
3.6704 BDT
YEARLY LOW
3.4170 BDT
YEARLY AVERAGE
3.5080 BDT

2018 HNL to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 3.6704. Conversely, the yearly low was recorded on November 20, dropping to 3.4170.

This high-to-low spread represents a total annual volatility of 0.2535 BDT. From a start-to-finish perspective, comparing the January average rate of 3.5140 to the December average rate of 3.4569, the exchange rate registered a net change of -1.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.6704 was up 1.84% compared to the 2017 peak of 3.6042, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 18,352 BDT
2017 Average 17,298 BDT
Yearly Trough Low 17,085 BDT
Transaction Impact: A difference of 1,267.42 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.5728
3.4400
JanuMarcMayJulySeptNove

HNL to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.5298, compared to 3.4862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0436 points.

H1 Avg (Jan–Jun) 3.5298
H2 Avg (Jul–Dec) 3.4862

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.2442 BDT (High: 3.6704 / Low: 3.4262). On the other end, September was the most stable month, with a tight range of 0.0175 BDT (High: 3.4955 / Low: 3.4780).

December Spread (Volatile) ±0.2442
September Spread (Stable) ±0.0175

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0527 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0527

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 3.4569) against the same month in 2017 (average: 3.5010), the exchange rate shifted by -0.0441 (-1.26%).

2018 Avg (December) 3.4569
2017 Avg (December) 3.5010

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5322 3.4916 3.5140
February 3.5421 3.5109 3.5254
March 3.5533 3.5018 3.5174
April 3.5778 3.5031 3.5321
May 3.5831 3.5350 3.5617
June 3.5581 3.5122 3.5282
July 3.5296 3.4862 3.5114
August 3.5206 3.4851 3.5064
September 3.4955 3.4780 3.4875
October 3.5436 3.4744 3.5037
November 3.4736 3.4170 3.4511
December 3.6704 3.4262 3.4569