YEARLY HIGH
4.0689 BDT
YEARLY LOW
3.6310 BDT
YEARLY AVERAGE
3.8062 BDT

2014 HNL to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on May 8, valuing the pair at 4.0689. Conversely, the yearly low was recorded on November 11, dropping to 3.6310.

This high-to-low spread represents a total annual volatility of 0.4379 BDT. From a start-to-finish perspective, comparing the January average rate of 3.8725 to the December average rate of 3.6781, the exchange rate registered a net change of -5.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.0689 was down 1.15% compared to the 2013 peak of 4.1162, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 20,344 BDT
2013 Average 19,452 BDT
Yearly Trough Low 18,155 BDT
Transaction Impact: A difference of 2,189.32 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.0965
3.6009
JanuMarcMayJulySeptNove

HNL to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9407, compared to 3.6717 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2690 points.

H1 Avg (Jan–Jun) 3.9407
H2 Avg (Jul–Dec) 3.6717

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.3227 BDT (High: 4.0689 / Low: 3.7461). On the other end, July was the most stable month, with a tight range of 0.0093 BDT (High: 3.7088 / Low: 3.6996).

May Spread (Volatile) ±0.3227
July Spread (Stable) ±0.0093

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3166 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3166

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 4.0416) against the same month in 2013 (average: 4.0310), the exchange rate shifted by +0.0107 (+0.26%).

2014 Avg (May) 4.0416
2013 Avg (May) 4.0310

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9046 3.8296 3.8725
February 3.9704 3.9014 3.9317
March 4.0437 3.9710 4.0182
April 4.0656 4.0396 4.0552
May 4.0689 3.7461 4.0416
June 3.7503 3.7042 3.7251
July 3.7088 3.6996 3.7042
August 3.7110 3.6657 3.6906
September 3.6836 3.6604 3.6705
October 3.6720 3.6317 3.6447
November 3.6513 3.6310 3.6422
December 3.7084 3.6484 3.6781