2012 HNL to BZD Historical Review

YEARLY HIGH

0.1050 BZD

YEARLY LOW

0.0959 BZD

YEARLY AVERAGE

0.1013 BZD

2012 HNL to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.1050. Conversely, the yearly low was recorded on October 11, dropping to 0.0959.

This high-to-low spread represents a total annual volatility of 0.0091 BZD. From a start-to-finish perspective, comparing the January average rate of 0.1041 to the December average rate of 0.1003, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1050 was down 1.10% compared to the 2011 peak of 0.1062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 525 BZD

2011 Average 526 BZD

Yearly Trough Low 480 BZD

Transaction Impact: A difference of 45.31 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1048

0.0971

JanuMarcMayJulySeptNove

HNL to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1030, compared to 0.0995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.1030

H2 Avg (Jul–Dec) 0.0995

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0058 BZD (High: 0.1018 / Low: 0.0959). On the other end, May was the most stable month, with a tight range of 0.0004 BZD (High: 0.1027 / Low: 0.1023).

October Spread (Volatile) ±0.0058

May Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1041) against the same month in 2011 (average: 0.1050), the exchange rate shifted by -0.0009 (-0.86%).

2012 Avg (January) 0.1041

2011 Avg (January) 0.1050

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1050	0.1035	0.1041
February	0.1036	0.1026	0.1033
March	0.1031	0.1026	0.1027
April	0.1032	0.1026	0.1028
May	0.1027	0.1023	0.1026
June	0.1028	0.1023	0.1026
July	0.1033	0.0977	0.1005
August	0.1000	0.0965	0.0978
September	0.1000	0.0962	0.0979
October	0.1018	0.0959	0.0999
November	0.1015	0.0999	0.1007
December	0.1008	0.0991	0.1003