2021 HNL to BZD Historical Review

YEARLY HIGH

0.0850 BZD

YEARLY LOW

0.0810 BZD

YEARLY AVERAGE

0.0836 BZD

2021 HNL to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 0.0850. Conversely, the yearly low was recorded on January 6, dropping to 0.0810.

This high-to-low spread represents a total annual volatility of 0.0040 BZD. From a start-to-finish perspective, comparing the January average rate of 0.0832 to the December average rate of 0.0830, the exchange rate registered a net change of -0.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0850 was up 1.77% compared to the 2020 peak of 0.0835, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 425 BZD

2020 Average 407 BZD

Yearly Trough Low 405 BZD

Transaction Impact: A difference of 20.08 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0849

0.0828

JanuMarcMayJulySeptNove

HNL to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0835, compared to 0.0838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0835

H2 Avg (Jul–Dec) 0.0838

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0027 BZD (High: 0.0837 / Low: 0.0810). On the other end, October was the most stable month, with a tight range of 0.0005 BZD (High: 0.0837 / Low: 0.0832).

January Spread (Volatile) ±0.0027

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0847) against the same month in 2020 (average: 0.0814), the exchange rate shifted by +0.0033 (+4.05%).

2021 Avg (August) 0.0847

2020 Avg (August) 0.0814

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0837	0.0810	0.0832
February	0.0837	0.0828	0.0832
March	0.0836	0.0827	0.0832
April	0.0841	0.0833	0.0837
May	0.0840	0.0834	0.0837
June	0.0844	0.0836	0.0838
July	0.0850	0.0839	0.0844
August	0.0850	0.0842	0.0847
September	0.0844	0.0832	0.0836
October	0.0837	0.0832	0.0834
November	0.0836	0.0829	0.0834
December	0.0835	0.0825	0.0830