2016 HNL to BZD Historical Review

YEARLY HIGH

0.0896 BZD

YEARLY LOW

0.0853 BZD

YEARLY AVERAGE

0.0878 BZD

2016 HNL to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0896. Conversely, the yearly low was recorded on December 16, dropping to 0.0853.

This high-to-low spread represents a total annual volatility of 0.0043 BZD. From a start-to-finish perspective, comparing the January average rate of 0.0890 to the December average rate of 0.0860, the exchange rate registered a net change of -3.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0896 was down 5.91% compared to the 2015 peak of 0.0953, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 448 BZD

2015 Average 461 BZD

Yearly Trough Low 427 BZD

Transaction Impact: A difference of 21.70 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0893

0.0857

JanuMarcMayJulySeptNove

HNL to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0885, compared to 0.0872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0885

H2 Avg (Jul–Dec) 0.0872

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0017 BZD (High: 0.0879 / Low: 0.0861). On the other end, March was the most stable month, with a tight range of 0.0003 BZD (High: 0.0884 / Low: 0.0881).

November Spread (Volatile) ±0.0017

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0890) against the same month in 2015 (average: 0.0949), the exchange rate shifted by -0.0060 (-6.28%).

2016 Avg (January) 0.0890

2015 Avg (January) 0.0949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0896	0.0885	0.0890
February	0.0887	0.0881	0.0884
March	0.0884	0.0881	0.0883
April	0.0888	0.0883	0.0884
May	0.0889	0.0883	0.0886
June	0.0886	0.0880	0.0883
July	0.0881	0.0874	0.0878
August	0.0878	0.0872	0.0874
September	0.0878	0.0873	0.0875
October	0.0880	0.0872	0.0875
November	0.0879	0.0861	0.0869
December	0.0865	0.0853	0.0860