2022 HNL to BZD Historical Review

YEARLY HIGH

0.0831 BZD

YEARLY LOW

0.0776 BZD

YEARLY AVERAGE

0.0819 BZD

2022 HNL to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 18, valuing the pair at 0.0831. Conversely, the yearly low was recorded on August 29, dropping to 0.0776.

This high-to-low spread represents a total annual volatility of 0.0056 BZD. From a start-to-finish perspective, comparing the January average rate of 0.0822 to the December average rate of 0.0816, the exchange rate registered a net change of -0.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0831 was down 2.15% compared to the 2021 peak of 0.0850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 416 BZD

2021 Average 418 BZD

Yearly Trough Low 388 BZD

Transaction Impact: A difference of 27.83 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0825

0.0812

JanuMarcMayJulySeptNove

HNL to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0822, compared to 0.0816 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0822

H2 Avg (Jul–Dec) 0.0816

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0046 BZD (High: 0.0822 / Low: 0.0776). On the other end, February was the most stable month, with a tight range of 0.0003 BZD (High: 0.0821 / Low: 0.0818).

August Spread (Volatile) ±0.0046

February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2022: 0.0824) against the same month in 2021 (average: 0.0837), the exchange rate shifted by -0.0012 (-1.49%).

2022 Avg (April) 0.0824

2021 Avg (April) 0.0837

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0826	0.0819	0.0822
February	0.0821	0.0818	0.0820
March	0.0828	0.0816	0.0822
April	0.0831	0.0821	0.0824
May	0.0825	0.0818	0.0823
June	0.0823	0.0815	0.0821
July	0.0824	0.0819	0.0820
August	0.0822	0.0776	0.0817
September	0.0822	0.0807	0.0817
October	0.0817	0.0806	0.0813
November	0.0816	0.0810	0.0813
December	0.0818	0.0814	0.0816