2020 HNL to BZD Historical Review

YEARLY HIGH

0.0835 BZD

YEARLY LOW

0.0797 BZD

YEARLY AVERAGE

0.0815 BZD

2020 HNL to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0835. Conversely, the yearly low was recorded on January 14, dropping to 0.0797.

This high-to-low spread represents a total annual volatility of 0.0038 BZD. From a start-to-finish perspective, comparing the January average rate of 0.0813 to the December average rate of 0.0832, the exchange rate registered a net change of 2.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0835 was down 38.41% compared to the 2019 peak of 0.1356, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 417 BZD

2019 Average 411 BZD

Yearly Trough Low 398 BZD

Transaction Impact: A difference of 19.04 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0834

0.0805

JanuMarcMayJulySeptNove

HNL to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0810, compared to 0.0820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0810

H2 Avg (Jul–Dec) 0.0820

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0025 BZD (High: 0.0822 / Low: 0.0797). On the other end, October was the most stable month, with a tight range of 0.0005 BZD (High: 0.0823 / Low: 0.0817).

January Spread (Volatile) ±0.0025

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0832) against the same month in 2019 (average: 0.0833), the exchange rate shifted by -0.0001 (-0.16%).

2020 Avg (December) 0.0832

2019 Avg (December) 0.0833

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0822	0.0797	0.0813
February	0.0819	0.0808	0.0812
March	0.0817	0.0801	0.0809
April	0.0812	0.0797	0.0808
May	0.0812	0.0803	0.0807
June	0.0812	0.0807	0.0808
July	0.0815	0.0804	0.0810
August	0.0818	0.0804	0.0814
September	0.0819	0.0813	0.0816
October	0.0823	0.0817	0.0820
November	0.0831	0.0820	0.0826
December	0.0835	0.0829	0.0832