YEARLY HIGH
7.5042 DJF
YEARLY LOW
7.1507 DJF
YEARLY AVERAGE
7.3850 DJF

2021 HNL to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 7.5042. Conversely, the yearly low was recorded on January 6, dropping to 7.1507.

This high-to-low spread represents a total annual volatility of 0.3535 DJF. From a start-to-finish perspective, comparing the January average rate of 7.3489 to the December average rate of 7.3323, the exchange rate registered a net change of -0.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.5042 was up 1.77% compared to the 2020 peak of 7.3734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 37,521 DJF
2020 Average 35,989 DJF
Yearly Trough Low 35,754 DJF
Transaction Impact: A difference of 1,767.42 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.5008
7.3170
JanuMarcMayJulySeptNove

HNL to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.3708, compared to 7.3993 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0285 points.

H1 Avg (Jan–Jun) 7.3708
H2 Avg (Jul–Dec) 7.3993

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2415 DJF (High: 7.3923 / Low: 7.1507). On the other end, November was the most stable month, with a tight range of 0.0254 DJF (High: 7.3849 / Low: 7.3594).

January Spread (Volatile) ±0.2415
November Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0981 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0981

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 7.4854) against the same month in 2020 (average: 7.1998), the exchange rate shifted by +0.2857 (+3.97%).

2021 Avg (August) 7.4854
2020 Avg (August) 7.1998

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.3923 7.1507 7.3489
February 7.3905 7.3139 7.3446
March 7.3875 7.3116 7.3523
April 7.4078 7.3595 7.3880
May 7.4167 7.3235 7.3886
June 7.4496 7.3808 7.4021
July 7.5037 7.4082 7.4536
August 7.5042 7.4334 7.4854
September 7.4565 7.3478 7.3874
October 7.3930 7.3502 7.3682
November 7.3849 7.3594 7.3687
December 7.3722 7.2848 7.3323