2020 HNL to JPY Historical Review

YEARLY HIGH

4.5434 JPY

YEARLY LOW

4.1495 JPY

YEARLY AVERAGE

4.3161 JPY

2020 HNL to JPY Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to JPY exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 4.5434. Conversely, the yearly low was recorded on March 9, dropping to 4.1495.

This high-to-low spread represents a total annual volatility of 0.3939 JPY. From a start-to-finish perspective, comparing the January average rate of 4.4074 to the December average rate of 4.2796, the exchange rate registered a net change of -2.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.5434 was down 37.79% compared to the 2019 peak of 7.3029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 22,717 JPY

2019 Average 22,218 JPY

Yearly Trough Low 20,747 JPY

Transaction Impact: A difference of 1,969.54 JPY purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.4439

4.2587

JanuMarcMayJulySeptNove

HNL to JPY Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3510, compared to 4.2813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0696 points.

H1 Avg (Jan–Jun) 4.3510

H2 Avg (Jul–Dec) 4.2813

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3209 JPY (High: 4.4704 / Low: 4.1495). On the other end, December was the most stable month, with a tight range of 0.0425 JPY (High: 4.3027 / Low: 4.2602).

March Spread (Volatile) ±0.3209

December Spread (Stable) ±0.0425

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1002 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 4.4285) against the same month in 2019 (average: 4.5054), the exchange rate shifted by -0.0769 (-1.71%).

2020 Avg (February) 4.4285

2019 Avg (February) 4.5054

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.4745	4.3411	4.4074
February	4.5434	4.3355	4.4285
March	4.4704	4.1495	4.3282
April	4.3846	4.2790	4.3296
May	4.3387	4.2508	4.2946
June	4.3959	4.2671	4.3175
July	4.3219	4.2036	4.2911
August	4.3240	4.2420	4.2874
September	4.3124	4.2334	4.2745
October	4.3102	4.2442	4.2812
November	4.3078	4.2061	4.2742
December	4.3027	4.2602	4.2796