2012 HNL to KMF Historical Review

YEARLY HIGH

21.3946 KMF

YEARLY LOW

18.6875 KMF

YEARLY AVERAGE

19.8481 KMF

2012 HNL to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 21.3946. Conversely, the yearly low was recorded on December 27, dropping to 18.6875.

This high-to-low spread represents a total annual volatility of 2.7071 KMF. From a start-to-finish perspective, comparing the January average rate of 20.0205 to the December average rate of 18.9171, the exchange rate registered a net change of -5.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 21.3946 was up 6.16% compared to the 2011 peak of 20.1523, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 106,973 KMF

2011 Average 93,550 KMF

Yearly Trough Low 93,438 KMF

Transaction Impact: A difference of 13,535.50 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

21.2000

18.7095

JanuMarcMayJulySeptNove

HNL to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.9075, compared to 19.7886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1189 points.

H1 Avg (Jan–Jun) 19.9075

H2 Avg (Jul–Dec) 19.7886

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 1.3242 KMF (High: 20.8364 / Low: 19.5122). On the other end, October was the most stable month, with a tight range of 0.3424 KMF (High: 19.4328 / Low: 19.0904).

May Spread (Volatile) ±1.3242

October Spread (Stable) ±0.3424

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.8015 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.8015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 20.9924) against the same month in 2011 (average: 18.2281), the exchange rate shifted by +2.7643 (+15.17%).

2012 Avg (July) 20.9924

2011 Avg (July) 18.2281

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.3923	19.5771	20.0205
February	19.7618	19.2099	19.5155
March	19.7768	19.3513	19.5372
April	19.7613	19.3513	19.6126
May	20.8364	19.5122	20.1581
June	20.8558	20.3766	20.6011
July	21.3946	20.1886	20.9924
August	20.9955	20.2423	20.4877
September	20.2864	19.1486	19.6862
October	19.4328	19.0904	19.2613
November	19.5787	19.1422	19.3871
December	19.2216	18.6875	18.9171