2015 HNL to KMF Historical Review

YEARLY HIGH

21.9029 KMF

YEARLY LOW

19.3122 KMF

YEARLY AVERAGE

20.4485 KMF

2015 HNL to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 12, valuing the pair at 21.9029. Conversely, the yearly low was recorded on January 2, dropping to 19.3122.

This high-to-low spread represents a total annual volatility of 2.5907 KMF. From a start-to-finish perspective, comparing the January average rate of 20.0875 to the December average rate of 20.5565, the exchange rate registered a net change of 2.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 21.9029 was up 13.42% compared to the 2014 peak of 19.3118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 109,514 KMF

2014 Average 90,874 KMF

Yearly Trough Low 96,561 KMF

Transaction Impact: A difference of 12,953.36 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

21.3886

19.8309

JanuMarcMayJulySeptNove

HNL to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.5348, compared to 20.3622 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1726 points.

H1 Avg (Jan–Jun) 20.5348

H2 Avg (Jul–Dec) 20.3622

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 1.5244 KMF (High: 21.6390 / Low: 20.1146). On the other end, September was the most stable month, with a tight range of 0.4994 KMF (High: 20.2896 / Low: 19.7902).

April Spread (Volatile) ±1.5244

September Spread (Stable) ±0.4994

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.0340 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.0340

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 21.2588) against the same month in 2014 (average: 18.4077), the exchange rate shifted by +2.8511 (+15.49%).

2015 Avg (March) 21.2588

2014 Avg (March) 18.4077

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.8338	19.3122	20.0875
February	20.9372	20.3491	20.5081
March	21.9029	20.7600	21.2588
April	21.6390	20.1146	21.1477
May	20.6271	19.6128	20.1138
June	20.4553	19.9121	20.0928
July	20.8269	20.2803	20.4871
August	20.5706	19.8658	20.2621
September	20.2896	19.7902	20.0554
October	20.3825	19.6040	19.9607
November	21.2502	20.3245	20.8514
December	21.1608	20.1366	20.5565