2014 HNL to KMF Historical Review

YEARLY HIGH

19.3118 KMF

YEARLY LOW

17.1722 KMF

YEARLY AVERAGE

18.1752 KMF

2014 HNL to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 19.3118. Conversely, the yearly low was recorded on June 30, dropping to 17.1722.

This high-to-low spread represents a total annual volatility of 2.1395 KMF. From a start-to-finish perspective, comparing the January average rate of 18.0070 to the December average rate of 18.9628, the exchange rate registered a net change of 5.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 19.3118 was down 4.35% compared to the 2013 peak of 20.1896, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 96,559 KMF

2013 Average 92,347 KMF

Yearly Trough Low 85,861 KMF

Transaction Impact: A difference of 10,697.69 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

19.1254

17.1743

JanuMarcMayJulySeptNove

HNL to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.2187, compared to 18.1318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0869 points.

H1 Avg (Jan–Jun) 18.2187

H2 Avg (Jul–Dec) 18.1318

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 1.4930 KMF (High: 18.9439 / Low: 17.4508). On the other end, February was the most stable month, with a tight range of 0.1672 KMF (High: 18.3451 / Low: 18.1779).

May Spread (Volatile) ±1.4930

February Spread (Stable) ±0.1672

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.2952 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -1.2952

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 18.9628) against the same month in 2013 (average: 17.5915), the exchange rate shifted by +1.3712 (+7.79%).

2014 Avg (December) 18.9628

2013 Avg (December) 17.5915

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.2584	17.6207	18.0070
February	18.3451	18.1779	18.2511
March	18.6293	18.2275	18.4077
April	18.7168	18.5086	18.6117
May	18.9439	17.4508	18.6649
June	17.4870	17.1722	17.3697
July	17.5693	17.1812	17.3369
August	17.6844	17.4682	17.5687
September	18.4317	17.6819	18.0591
October	18.6233	18.1035	18.2882
November	18.7196	18.3898	18.5750
December	19.3118	18.6193	18.9628