2020 HNL to KMF Historical Review

YEARLY HIGH

844.9811 KMF

YEARLY LOW

16.5496 KMF

YEARLY AVERAGE

19.6953 KMF

2020 HNL to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 844.9811. Conversely, the yearly low was recorded on December 30, dropping to 16.5496.

This high-to-low spread represents a total annual volatility of 828.4315 KMF. From a start-to-finish perspective, comparing the January average rate of 17.8944 to the December average rate of 43.4071, the exchange rate registered a net change of 142.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 844.9811 was down 6.69% compared to the 2019 peak of 905.5941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 4,224,906 KMF

2019 Average 101,802 KMF

Yearly Trough Low 82,748 KMF

Transaction Impact: A difference of 4,142,157.63 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

46.0663

14.1561

JanuMarcMayJulySeptNove

HNL to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.9709, compared to 21.4196 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4488 points.

H1 Avg (Jan–Jun) 17.9709

H2 Avg (Jul–Dec) 21.4196

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 828.4315 KMF (High: 844.9811 / Low: 16.5496). On the other end, October was the most stable month, with a tight range of 0.2474 KMF (High: 17.1653 / Low: 16.9178).

December Spread (Volatile) ±828.4315

October Spread (Stable) ±0.2474

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5427 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.5427

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 43.4071) against the same month in 2019 (average: 18.3281), the exchange rate shifted by +25.0790 (+136.83%).

2020 Avg (December) 43.4071

2019 Avg (December) 18.3281

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.0468	17.4876	17.8944
February	18.4968	17.9346	18.1753
March	18.4920	17.3598	17.9477
April	18.3420	17.9664	18.1971
May	18.3105	17.7648	18.0767
June	17.7438	17.3667	17.5340
July	17.6196	16.7635	17.2947
August	17.0014	16.7355	16.8153
September	17.1845	16.7513	16.9173
October	17.1653	16.9178	17.0357
November	17.2400	16.8795	17.0476
December	844.9811	16.5496	43.4071