2013 HNL to PLN Historical Review

YEARLY HIGH

0.1714 PLN

YEARLY LOW

0.1478 PLN

YEARLY AVERAGE

0.1574 PLN

2013 HNL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.1714. Conversely, the yearly low was recorded on December 29, dropping to 0.1478.

This high-to-low spread represents a total annual volatility of 0.0236 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1562 to the December average rate of 0.1491, the exchange rate registered a net change of -4.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1714 was down 8.63% compared to the 2012 peak of 0.1876, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 857 PLN

2012 Average 843 PLN

Yearly Trough Low 739 PLN

Transaction Impact: A difference of 118.17 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1680

0.1474

JanuMarcMayJulySeptNove

HNL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1609, compared to 0.1539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0069 points.

H1 Avg (Jan–Jun) 0.1609

H2 Avg (Jul–Dec) 0.1539

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0109 PLN (High: 0.1714 / Low: 0.1605). On the other end, January was the most stable month, with a tight range of 0.0034 PLN (High: 0.1580 / Low: 0.1547).

May Spread (Volatile) ±0.0109

January Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0059 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.1663) against the same month in 2012 (average: 0.1758), the exchange rate shifted by -0.0095 (-5.42%).

2013 Avg (May) 0.1663

2012 Avg (May) 0.1758

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1580	0.1547	0.1562
February	0.1598	0.1533	0.1566
March	0.1664	0.1594	0.1622
April	0.1667	0.1608	0.1634
May	0.1714	0.1605	0.1663
June	0.1639	0.1564	0.1604
July	0.1658	0.1556	0.1610
August	0.1584	0.1537	0.1558
September	0.1602	0.1527	0.1556
October	0.1525	0.1483	0.1502
November	0.1543	0.1504	0.1519
December	0.1511	0.1478	0.1491