2016 HNL to PLN Historical Review

YEARLY HIGH

0.1835 PLN

YEARLY LOW

0.1649 PLN

YEARLY AVERAGE

0.1733 PLN

2016 HNL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.1835. Conversely, the yearly low was recorded on April 4, dropping to 0.1649.

This high-to-low spread represents a total annual volatility of 0.0186 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1806 to the December average rate of 0.1804, the exchange rate registered a net change of -0.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1835 was down 0.44% compared to the 2015 peak of 0.1843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 917 PLN

2015 Average 869 PLN

Yearly Trough Low 824 PLN

Transaction Impact: A difference of 93.14 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1819

0.1667

JanuMarcMayJulySeptNove

HNL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1733, compared to 0.1732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.1733

H2 Avg (Jul–Dec) 0.1732

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0124 PLN (High: 0.1817 / Low: 0.1693). On the other end, September was the most stable month, with a tight range of 0.0038 PLN (High: 0.1710 / Low: 0.1673).

November Spread (Volatile) ±0.0124

September Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0064 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1806) against the same month in 2015 (average: 0.1745), the exchange rate shifted by +0.0062 (+3.53%).

2016 Avg (January) 0.1806

2015 Avg (January) 0.1745

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1835	0.1760	0.1806
February	0.1801	0.1729	0.1754
March	0.1761	0.1653	0.1704
April	0.1732	0.1649	0.1685
May	0.1754	0.1684	0.1727
June	0.1780	0.1674	0.1723
July	0.1760	0.1715	0.1743
August	0.1715	0.1660	0.1680
September	0.1710	0.1673	0.1688
October	0.1745	0.1668	0.1708
November	0.1817	0.1693	0.1769
December	0.1828	0.1781	0.1804