2018 HNL to PLN Historical Review

YEARLY HIGH

0.1651 PLN

YEARLY LOW

0.1406 PLN

YEARLY AVERAGE

0.1510 PLN

2018 HNL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 0.1651. Conversely, the yearly low was recorded on February 1, dropping to 0.1406.

This high-to-low spread represents a total annual volatility of 0.0245 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1443 to the December average rate of 0.1555, the exchange rate registered a net change of 7.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1651 was down 9.13% compared to the 2017 peak of 0.1817, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 825 PLN

2017 Average 804 PLN

Yearly Trough Low 703 PLN

Transaction Impact: A difference of 122.63 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1571

0.1418

JanuMarcMayJulySeptNove

HNL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1471, compared to 0.1549 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1471

H2 Avg (Jul–Dec) 0.1549

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0119 PLN (High: 0.1651 / Low: 0.1532). On the other end, March was the most stable month, with a tight range of 0.0031 PLN (High: 0.1460 / Low: 0.1429).

December Spread (Volatile) ±0.0119

March Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.1555) against the same month in 2017 (average: 0.1501), the exchange rate shifted by +0.0054 (+3.57%).

2018 Avg (December) 0.1555

2017 Avg (December) 0.1501

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1486	0.1410	0.1443
February	0.1454	0.1406	0.1430
March	0.1460	0.1429	0.1444
April	0.1482	0.1417	0.1443
May	0.1573	0.1499	0.1525
June	0.1571	0.1508	0.1539
July	0.1573	0.1522	0.1542
August	0.1585	0.1522	0.1547
September	0.1554	0.1510	0.1535
October	0.1592	0.1537	0.1557
November	0.1590	0.1543	0.1558
December	0.1651	0.1532	0.1555