2014 HNL to PLN Historical Review

YEARLY HIGH

0.1708 PLN

YEARLY LOW

0.1441 PLN

YEARLY AVERAGE

0.1546 PLN

2014 HNL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.1708. Conversely, the yearly low was recorded on June 8, dropping to 0.1441.

This high-to-low spread represents a total annual volatility of 0.0267 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1528 to the December average rate of 0.1631, the exchange rate registered a net change of 6.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1708 was down 0.33% compared to the 2013 peak of 0.1714, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 854 PLN

2013 Average 787 PLN

Yearly Trough Low 721 PLN

Transaction Impact: A difference of 133.54 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1648

0.1443

JanuMarcMayJulySeptNove

HNL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1546, compared to 0.1547 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.1546

H2 Avg (Jul–Dec) 0.1547

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0133 PLN (High: 0.1602 / Low: 0.1469). On the other end, November was the most stable month, with a tight range of 0.0019 PLN (High: 0.1600 / Low: 0.1581).

May Spread (Volatile) ±0.0133

November Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0125 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.1631) against the same month in 2013 (average: 0.1491), the exchange rate shifted by +0.0140 (+9.35%).

2014 Avg (December) 0.1631

2013 Avg (December) 0.1491

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1578	0.1489	0.1528
February	0.1580	0.1531	0.1548
March	0.1583	0.1544	0.1571
April	0.1592	0.1569	0.1582
May	0.1602	0.1469	0.1585
June	0.1474	0.1441	0.1460
July	0.1490	0.1445	0.1461
August	0.1519	0.1487	0.1499
September	0.1567	0.1516	0.1540
October	0.1583	0.1548	0.1563
November	0.1600	0.1581	0.1590
December	0.1708	0.1580	0.1631