2015 HNL to PLN Historical Review

YEARLY HIGH

0.1843 PLN

YEARLY LOW

0.1609 PLN

YEARLY AVERAGE

0.1738 PLN

2015 HNL to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.1843. Conversely, the yearly low was recorded on May 17, dropping to 0.1609.

This high-to-low spread represents a total annual volatility of 0.0234 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1745 to the December average rate of 0.1800, the exchange rate registered a net change of 3.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1843 was up 7.89% compared to the 2014 peak of 0.1708, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 921 PLN

2014 Average 773 PLN

Yearly Trough Low 805 PLN

Transaction Impact: A difference of 116.81 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1819

0.1653

JanuMarcMayJulySeptNove

HNL to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1727, compared to 0.1749 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.1727

H2 Avg (Jul–Dec) 0.1749

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0126 PLN (High: 0.1771 / Low: 0.1645). On the other end, February was the most stable month, with a tight range of 0.0039 PLN (High: 0.1762 / Low: 0.1723).

April Spread (Volatile) ±0.0126

February Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0063 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0063

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.1805) against the same month in 2014 (average: 0.1590), the exchange rate shifted by +0.0214 (+13.48%).

2015 Avg (November) 0.1805

2014 Avg (November) 0.1590

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1786	0.1690	0.1745
February	0.1762	0.1723	0.1739
March	0.1839	0.1736	0.1782
April	0.1771	0.1645	0.1730
May	0.1731	0.1609	0.1666
June	0.1731	0.1680	0.1699
July	0.1753	0.1704	0.1729
August	0.1749	0.1675	0.1720
September	0.1740	0.1684	0.1717
October	0.1779	0.1680	0.1724
November	0.1843	0.1751	0.1805
December	0.1841	0.1748	0.1800