2015 HNL to PYG Historical Review

YEARLY HIGH

268.9244 PYG

YEARLY LOW

219.9947 PYG

YEARLY AVERAGE

239.6773 PYG

2015 HNL to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 268.9244. Conversely, the yearly low was recorded on March 5, dropping to 219.9947.

This high-to-low spread represents a total annual volatility of 48.9298 PYG. From a start-to-finish perspective, comparing the January average rate of 225.2224 to the December average rate of 264.7149, the exchange rate registered a net change of 17.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 268.9244 was up 14.17% compared to the 2014 peak of 235.5450, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,344,622 PYG

2014 Average 1,094,966 PYG

Yearly Trough Low 1,099,973 PYG

Transaction Impact: A difference of 244,648.77 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

268.9116

218.5505

JanuMarcMayJulySeptNove

HNL to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 228.1640, compared to 251.1906 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 23.0266 points.

H1 Avg (Jan–Jun) 228.1640

H2 Avg (Jul–Dec) 251.1906

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 11.6300 PYG (High: 256.9775 / Low: 245.3476). On the other end, July was the most stable month, with a tight range of 1.2665 PYG (High: 237.6310 / Low: 236.3645).

September Spread (Volatile) ±11.6300

July Spread (Stable) ±1.2665

Growth Streaks & Declines

Trends

Between March and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.6626 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -2.6626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 264.7149) against the same month in 2014 (average: 219.5728), the exchange rate shifted by +45.1420 (+20.56%).

2015 Avg (December) 264.7149

2014 Avg (December) 219.5728

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	227.9995	220.5045	225.2224
February	228.1910	223.2805	225.4099
March	225.9943	219.9947	222.7473
April	233.8247	224.9438	229.3614
May	233.9879	228.5531	230.9147
June	237.2283	232.4345	235.3284
July	237.6310	236.3645	236.8893
August	246.8731	236.0064	239.9080
September	256.9775	245.3476	251.7397
October	258.4918	256.5100	257.2807
November	259.1351	254.0044	256.6110
December	268.9244	259.4946	264.7149