YEARLY HIGH
313.5873 PYG
YEARLY LOW
248.0476 PYG
YEARLY AVERAGE
291.1061 PYG

2025 HNL to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 313.5873. Conversely, the yearly low was recorded on December 30, dropping to 248.0476.

This high-to-low spread represents a total annual volatility of 65.5398 PYG. From a start-to-finish perspective, comparing the January average rate of 309.3454 to the December average rate of 257.9027, the exchange rate registered a net change of -16.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 313.5873 was down 1.64% compared to the 2024 peak of 318.8031, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,567,937 PYG
2024 Average 1,520,097 PYG
Yearly Trough Low 1,240,238 PYG
Transaction Impact: A difference of 327,698.77 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

315.4567
252.6705
JanuMarcMayJulySeptNove

HNL to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 308.5544, compared to 273.6579 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 34.8965 points.

H1 Avg (Jan–Jun) 308.5544
H2 Avg (Jul–Dec) 273.6579

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 21.6811 PYG (High: 305.9866 / Low: 284.3055). On the other end, May was the most stable month, with a tight range of 2.2599 PYG (High: 308.6342 / Low: 306.3743).

July Spread (Volatile) ±21.6811
May Spread (Stable) ±2.2599

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 13.8655 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -13.8655

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 310.2245) against the same month in 2024 (average: 299.4109), the exchange rate shifted by +10.8136 (+3.61%).

2025 Avg (April) 310.2245
2024 Avg (April) 299.4109

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 311.3195 307.0220 309.3454
February 310.2595 305.2035 308.1661
March 313.1466 307.6333 310.1254
April 313.5873 308.2639 310.2245
May 308.6342 306.3743 307.6094
June 307.0896 304.5778 305.8556
July 305.9866 284.3055 294.2400
August 286.0376 273.7990 280.3745
September 275.9730 269.9043 272.8390
October 270.8143 266.3870 268.9524
November 269.9867 265.0477 267.6387
December 266.3541 248.0476 257.9027