2019 HNL to PYG Historical Review

YEARLY HIGH

432.9922 PYG

YEARLY LOW

241.1790 PYG

YEARLY AVERAGE

254.1938 PYG

2019 HNL to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 432.9922. Conversely, the yearly low was recorded on July 19, dropping to 241.1790.

This high-to-low spread represents a total annual volatility of 191.8132 PYG. From a start-to-finish perspective, comparing the January average rate of 246.8053 to the December average rate of 266.3067, the exchange rate registered a net change of 7.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 432.9922 was up 67.23% compared to the 2018 peak of 258.9213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 2,164,961 PYG

2018 Average 1,198,732 PYG

Yearly Trough Low 1,205,895 PYG

Transaction Impact: A difference of 959,065.77 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

268.3309

244.0404

JanuMarcMayJulySeptNove

HNL to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 251.7021, compared to 256.6855 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.9833 points.

H1 Avg (Jan–Jun) 251.7021

H2 Avg (Jul–Dec) 256.6855

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 173.6649 PYG (High: 432.9922 / Low: 259.3273). On the other end, November was the most stable month, with a tight range of 2.6075 PYG (High: 262.9295 / Low: 260.3220).

December Spread (Volatile) ±173.6649

November Spread (Stable) ±2.6075

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 6.8826 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -6.8826

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 266.3067) against the same month in 2018 (average: 244.3000), the exchange rate shifted by +22.0066 (+9.01%).

2019 Avg (December) 266.3067

2018 Avg (December) 244.3000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	249.6421	244.2272	246.8053
February	249.1262	245.8331	247.2823
March	251.7750	247.8302	249.6513
April	256.2479	251.4548	253.7431
May	271.6418	255.2542	259.7837
June	257.2231	249.4640	252.9472
July	252.9585	241.1790	246.0646
August	254.1816	243.0498	248.8748
September	259.4874	253.9011	257.0550
October	262.5117	258.3758	260.4869
November	262.9295	260.3220	261.3249
December	432.9922	259.3273	266.3067