2020 HNL to PYG Historical Review

YEARLY HIGH

290.6191 PYG

YEARLY LOW

257.1454 PYG

YEARLY AVERAGE

273.6543 PYG

2020 HNL to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 290.6191. Conversely, the yearly low was recorded on January 14, dropping to 257.1454.

This high-to-low spread represents a total annual volatility of 33.4737 PYG. From a start-to-finish perspective, comparing the January average rate of 262.5800 to the December average rate of 286.9202, the exchange rate registered a net change of 9.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 290.6191 was down 32.88% compared to the 2019 peak of 432.9922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,453,095 PYG

2019 Average 1,271,139 PYG

Yearly Trough Low 1,285,727 PYG

Transaction Impact: A difference of 167,368.34 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

290.9702

258.4723

JanuMarcMayJulySeptNove

HNL to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 263.7619, compared to 283.5467 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 19.7847 points.

H1 Avg (Jan–Jun) 263.7619

H2 Avg (Jul–Dec) 283.5467

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 12.6650 PYG (High: 290.5824 / Low: 277.9174). On the other end, September was the most stable month, with a tight range of 2.8998 PYG (High: 283.8183 / Low: 280.9186).

December Spread (Volatile) ±12.6650

September Spread (Stable) ±2.8998

Growth Streaks & Declines

Trends

Between April and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.7564 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -2.7564

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 288.2621) against the same month in 2019 (average: 261.3249), the exchange rate shifted by +26.9372 (+10.31%).

2020 Avg (November) 288.2621

2019 Avg (November) 261.3249

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	264.6921	257.1454	262.5800
February	265.2486	261.5050	262.8598
March	266.6440	260.4081	263.9369
April	264.3029	258.1541	261.1805
May	266.9393	260.1210	263.2559
June	272.6069	266.3584	268.7587
July	280.0808	272.9982	276.9138
August	283.8121	277.7804	281.1515
September	283.8183	280.9186	282.5757
October	287.1384	283.2506	285.4566
November	290.6191	285.7182	288.2621
December	290.5824	277.9174	286.9202