2026 HNL to PYG Historical Review

YEARLY HIGH

259.1720 PYG

YEARLY LOW

221.6996 PYG

YEARLY AVERAGE

236.5909 PYG

2026 HNL to PYG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to PYG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 259.1720. Conversely, the yearly low was recorded on July 31, dropping to 221.6996.

This high-to-low spread represents a total annual volatility of 37.4724 PYG. From a start-to-finish perspective, comparing the January average rate of 253.2311 to the December average rate of 222.2682, the exchange rate registered a net change of -12.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 259.1720 was down 17.35% compared to the 2025 peak of 313.5873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,295,860 PYG

2025 Average 1,454,937 PYG

Yearly Trough Low 1,108,498 PYG

Transaction Impact: A difference of 187,361.97 PYG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

256.3274

219.1719

JanuMarcMayJuly

HNL to PYG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 240.6939, compared to 224.2817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 16.4123 points.

H1 Avg (Jan–Jun) 240.6939

H2 Avg (Jul–Dec) 224.2817

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 11.4246 PYG (High: 254.0592 / Low: 242.6345). On the other end, August was the most stable month, with a tight range of 0.7459 PYG (High: 222.5251 / Low: 221.7792).

February Spread (Volatile) ±11.4246

August Spread (Stable) ±0.7459

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 11.7682 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -11.7682

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 253.2311) against the same month in 2025 (average: 309.3454), the exchange rate shifted by -56.1143 (-18.14%).

2026 Avg (January) 253.2311

2025 Avg (January) 309.3454

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	259.1720	248.1212	253.2311
February	254.0592	242.6345	247.4277
March	247.3800	242.3197	245.0143
April	243.9271	235.5566	240.7302
May	234.0804	226.4560	228.9619
June	231.1641	226.3855	228.7985
July	227.9499	221.6996	226.2952
August	222.5251	221.7792	222.2682