2012 HNL to SDG Historical Review

YEARLY HIGH

0.2326 SDG

YEARLY LOW

0.1401 SDG

YEARLY AVERAGE

0.1804 SDG

2012 HNL to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.2326. Conversely, the yearly low was recorded on May 27, dropping to 0.1401.

This high-to-low spread represents a total annual volatility of 0.0925 SDG. From a start-to-finish perspective, comparing the January average rate of 0.1405 to the December average rate of 0.2224, the exchange rate registered a net change of 58.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2326 was up 56.32% compared to the 2011 peak of 0.1488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,163 SDG

2011 Average 704 SDG

Yearly Trough Low 700 SDG

Transaction Impact: A difference of 462.73 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2363

0.1316

JanuMarcMayJulySeptNove

HNL to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1404, compared to 0.2204 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0800 points.

H1 Avg (Jan–Jun) 0.1404

H2 Avg (Jul–Dec) 0.2204

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0924 SDG (High: 0.2326 / Low: 0.1403). On the other end, February was the most stable month, with a tight range of 0.0004 SDG (High: 0.1406 / Low: 0.1402).

July Spread (Volatile) ±0.0924

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0023 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.1995) against the same month in 2011 (average: 0.1415), the exchange rate shifted by +0.0581 (+41.05%).

2012 Avg (July) 0.1995

2011 Avg (July) 0.1415

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1409	0.1402	0.1405
February	0.1406	0.1402	0.1404
March	0.1408	0.1402	0.1404
April	0.1408	0.1402	0.1404
May	0.1408	0.1401	0.1403
June	0.1406	0.1402	0.1404
July	0.2326	0.1403	0.1995
August	0.2315	0.2263	0.2276
September	0.2269	0.2242	0.2253
October	0.2247	0.2239	0.2242
November	0.2238	0.2228	0.2231
December	0.2230	0.2217	0.2224