2021 HNL to SDG Historical Review

YEARLY HIGH

154.4246 SDG

YEARLY LOW

2.2214 SDG

YEARLY AVERAGE

15.7364 SDG

2021 HNL to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 154.4246. Conversely, the yearly low was recorded on January 6, dropping to 2.2214.

This high-to-low spread represents a total annual volatility of 152.2032 SDG. From a start-to-finish perspective, comparing the January average rate of 2.2799 to the December average rate of 18.0196, the exchange rate registered a net change of 690.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 154.4246 was up 6651.32% compared to the 2020 peak of 2.2873, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 772,123 SDG

2020 Average 10,952 SDG

Yearly Trough Low 11,107 SDG

Transaction Impact: A difference of 761,016.15 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

20.4183

0.6310

JanuMarcMayJulySeptNove

HNL to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.1430, compared to 18.3299 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.1869 points.

H1 Avg (Jan–Jun) 13.1430

H2 Avg (Jul–Dec) 18.3299

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 152.1547 SDG (High: 154.4246 / Low: 2.2699). On the other end, January was the most stable month, with a tight range of 0.0749 SDG (High: 2.2963 / Low: 2.2214).

February Spread (Volatile) ±152.1547

January Spread (Stable) ±0.0749

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3909 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3909

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 10.0834) against the same month in 2020 (average: 2.0878), the exchange rate shifted by +7.9956 (+382.96%).

2021 Avg (February) 10.0834

2020 Avg (February) 2.0878

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2963	2.2214	2.2799
February	154.4246	2.2699	10.0834
March	15.8337	15.5806	15.7005
April	16.0663	15.7688	15.8411
May	17.4565	16.0663	16.8585
June	18.9466	17.4139	18.0943
July	19.0137	18.5923	18.7694
August	18.8210	18.5798	18.7344
September	18.5746	18.2025	18.3435
October	18.3346	18.1777	18.2448
November	18.2620	9.3078	17.8675
December	18.1329	17.9108	18.0196