2026 HNL to SDG Historical Review

YEARLY HIGH

22.9800 SDG

YEARLY LOW

22.3359 SDG

YEARLY AVERAGE

22.5864 SDG

2026 HNL to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 22.9800. Conversely, the yearly low was recorded on July 11, dropping to 22.3359.

This high-to-low spread represents a total annual volatility of 0.6441 SDG. From a start-to-finish perspective, comparing the January average rate of 22.7749 to the December average rate of 22.4288, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 22.9800 was down 3.14% compared to the 2025 peak of 23.7260, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 114,900 SDG

2025 Average 115,495 SDG

Yearly Trough Low 111,679 SDG

Transaction Impact: A difference of 3,220.70 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

22.8098

22.3904

JanuMarcMayJuly

HNL to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 22.6395, compared to 22.4271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2124 points.

H1 Avg (Jan–Jun) 22.6395

H2 Avg (Jul–Dec) 22.4271

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.2984 SDG (High: 22.9800 / Low: 22.6816). On the other end, May was the most stable month, with a tight range of 0.0631 SDG (High: 22.6115 / Low: 22.5484).

January Spread (Volatile) ±0.2984

May Spread (Stable) ±0.0631

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1014 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 22.7749) against the same month in 2025 (average: 23.5996), the exchange rate shifted by -0.8247 (-3.49%).

2026 Avg (January) 22.7749

2025 Avg (January) 23.5996

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	22.9800	22.6816	22.7749
February	22.8171	22.6331	22.7358
March	22.8471	22.5962	22.6758
April	22.6755	22.5255	22.5904
May	22.6115	22.5484	22.5807
June	22.5930	22.4057	22.4793
July	22.5560	22.3359	22.4253
August	22.4786	22.3599	22.4288