YEARLY HIGH
23.7260 SDG
YEARLY LOW
22.7206 SDG
YEARLY AVERAGE
23.1012 SDG

2025 HNL to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 23.7260. Conversely, the yearly low was recorded on December 30, dropping to 22.7206.

This high-to-low spread represents a total annual volatility of 1.0054 SDG. From a start-to-finish perspective, comparing the January average rate of 23.5996 to the December average rate of 22.8582, the exchange rate registered a net change of -3.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.7260 was down 3.04% compared to the 2024 peak of 24.4698, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 118,630 SDG
2024 Average 120,292 SDG
Yearly Trough Low 113,603 SDG
Transaction Impact: A difference of 5,027.05 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

23.6737
22.7841
JanuMarcMayJulySeptNove

HNL to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.3120, compared to 22.8904 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4217 points.

H1 Avg (Jan–Jun) 23.3120
H2 Avg (Jul–Dec) 22.8904

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.4718 SDG (High: 23.2094 / Low: 22.7376). On the other end, November was the most stable month, with a tight range of 0.1522 SDG (High: 22.9329 / Low: 22.7807).

August Spread (Volatile) ±0.4718
November Spread (Stable) ±0.1522

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1982 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1982

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 23.4341) against the same month in 2024 (average: 24.0174), the exchange rate shifted by -0.5832 (-2.43%).

2025 Avg (March) 23.4341
2024 Avg (March) 24.0174

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 23.7063 23.4766 23.5996
February 23.6430 23.2742 23.4601
March 23.7260 23.3307 23.4341
April 23.4722 23.1427 23.2839
May 23.2302 23.0380 23.0857
June 23.0885 22.9198 23.0088
July 23.0389 22.7894 22.8656
August 23.2094 22.7376 22.8732
September 22.9931 22.7840 22.9504
October 23.0088 22.7938 22.9299
November 22.9329 22.7807 22.8649
December 22.9580 22.7206 22.8582