2016 HNL to SDG Historical Review

YEARLY HIGH

0.2843 SDG

YEARLY LOW

0.2653 SDG

YEARLY AVERAGE

0.2708 SDG

2016 HNL to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on November 9, valuing the pair at 0.2843. Conversely, the yearly low was recorded on October 12, dropping to 0.2653.

This high-to-low spread represents a total annual volatility of 0.0190 SDG. From a start-to-finish perspective, comparing the January average rate of 0.2727 to the December average rate of 0.2784, the exchange rate registered a net change of 2.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2843 was down 1.80% compared to the 2015 peak of 0.2895, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,422 SDG

2015 Average 1,386 SDG

Yearly Trough Low 1,326 SDG

Transaction Impact: A difference of 95.23 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2820

0.2645

JanuMarcMayJulySeptNove

HNL to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2701, compared to 0.2715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.2701

H2 Avg (Jul–Dec) 0.2715

Volatility Range Comparison

Volatility

The most volatile month in 2016 was October, with a trading range of 0.0174 SDG (High: 0.2827 / Low: 0.2653). On the other end, July was the most stable month, with a tight range of 0.0009 SDG (High: 0.2675 / Low: 0.2666).

October Spread (Volatile) ±0.0174

July Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0025 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.2806) against the same month in 2015 (average: 0.2776), the exchange rate shifted by +0.0030 (+1.07%).

2016 Avg (November) 0.2806

2015 Avg (November) 0.2776

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2768	0.2709	0.2727
February	0.2713	0.2695	0.2702
March	0.2701	0.2684	0.2696
April	0.2709	0.2697	0.2702
May	0.2702	0.2688	0.2696
June	0.2689	0.2671	0.2681
July	0.2675	0.2666	0.2670
August	0.2669	0.2654	0.2659
September	0.2682	0.2656	0.2664
October	0.2827	0.2653	0.2709
November	0.2843	0.2772	0.2806
December	0.2806	0.2766	0.2784