2012 HNL to SOS Historical Review

YEARLY HIGH

86.2082 SOS

YEARLY LOW

80.6503 SOS

YEARLY AVERAGE

83.9718 SOS

2012 HNL to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 86.2082. Conversely, the yearly low was recorded on December 31, dropping to 80.6503.

This high-to-low spread represents a total annual volatility of 5.5579 SOS. From a start-to-finish perspective, comparing the January average rate of 85.5379 to the December average rate of 81.2937, the exchange rate registered a net change of -4.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 86.2082 was down 1.59% compared to the 2011 peak of 87.5976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 431,041 SOS

2011 Average 426,842 SOS

Yearly Trough Low 403,252 SOS

Transaction Impact: A difference of 27,789.53 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

85.9624

80.8692

JanuMarcMayJulySeptNove

HNL to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 85.1838, compared to 82.7598 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.4240 points.

H1 Avg (Jan–Jun) 85.1838

H2 Avg (Jul–Dec) 82.7598

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 2.4424 SOS (High: 85.3599 / Low: 82.9175). On the other end, November was the most stable month, with a tight range of 0.4108 SOS (High: 81.8718 / Low: 81.4611).

August Spread (Volatile) ±2.4424

November Spread (Stable) ±0.4108

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.5757 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.5757

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 85.5379) against the same month in 2011 (average: 84.6559), the exchange rate shifted by +0.8821 (+1.04%).

2012 Avg (January) 85.5379

2011 Avg (January) 84.6559

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	86.2082	85.2106	85.5379
February	85.4877	84.6133	85.2588
March	85.4873	84.7404	85.2671
April	85.4946	84.5770	85.2113
May	85.6065	83.9396	84.8978
June	85.6267	83.8762	84.9298
July	85.4814	83.9003	85.0622
August	85.3599	82.9175	83.4865
September	83.0509	82.4330	82.7911
October	82.7127	81.7794	82.3044
November	81.8718	81.4611	81.6210
December	81.7674	80.6503	81.2937