2012 HNL to TJS Historical Review

YEARLY HIGH

0.2602 TJS

YEARLY LOW

0.2328 TJS

YEARLY AVERAGE

0.2452 TJS

2012 HNL to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 16, valuing the pair at 0.2602. Conversely, the yearly low was recorded on September 29, dropping to 0.2328.

This high-to-low spread represents a total annual volatility of 0.0274 TJS. From a start-to-finish perspective, comparing the January average rate of 0.2499 to the December average rate of 0.2402, the exchange rate registered a net change of -3.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2602 was up 2.65% compared to the 2011 peak of 0.2535, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,301 TJS

2011 Average 1,219 TJS

Yearly Trough Low 1,164 TJS

Transaction Impact: A difference of 137.11 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2515

0.2340

JanuMarcMayJulySeptNove

HNL to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2498, compared to 0.2407 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0091 points.

H1 Avg (Jan–Jun) 0.2498

H2 Avg (Jul–Dec) 0.2407

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0237 TJS (High: 0.2602 / Low: 0.2365). On the other end, April was the most stable month, with a tight range of 0.0003 TJS (High: 0.2499 / Low: 0.2496).

July Spread (Volatile) ±0.0237

April Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0133 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0133

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.2488) against the same month in 2011 (average: 0.2481), the exchange rate shifted by +0.0007 (+0.29%).

2012 Avg (July) 0.2488

2011 Avg (July) 0.2481

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2507	0.2495	0.2499
February	0.2498	0.2495	0.2496
March	0.2498	0.2495	0.2496
April	0.2499	0.2496	0.2497
May	0.2500	0.2496	0.2498
June	0.2502	0.2499	0.2501
July	0.2602	0.2365	0.2488
August	0.2406	0.2337	0.2355
September	0.2432	0.2328	0.2368
October	0.2432	0.2330	0.2417
November	0.2415	0.2406	0.2409
December	0.2412	0.2392	0.2402