2014 HNL to TJS Historical Review

YEARLY HIGH

0.2585 TJS

YEARLY LOW

0.2343 TJS

YEARLY AVERAGE

0.2417 TJS

2014 HNL to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HNL to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.2585. Conversely, the yearly low was recorded on October 21, dropping to 0.2343.

This high-to-low spread represents a total annual volatility of 0.0241 TJS. From a start-to-finish perspective, comparing the January average rate of 0.2381 to the December average rate of 0.2441, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2585 was up 3.07% compared to the 2013 peak of 0.2508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,292 TJS

2013 Average 1,186 TJS

Yearly Trough Low 1,172 TJS

Transaction Impact: A difference of 120.74 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2576

0.2333

JanuMarcMayJulySeptNove

HNL to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2457, compared to 0.2378 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.2457

H2 Avg (Jul–Dec) 0.2378

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0213 TJS (High: 0.2585 / Low: 0.2372). On the other end, July was the most stable month, with a tight range of 0.0024 TJS (High: 0.2371 / Low: 0.2347).

May Spread (Volatile) ±0.0213

July Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0194 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0194

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.2555) against the same month in 2013 (average: 0.2459), the exchange rate shifted by +0.0097 (+3.93%).

2014 Avg (May) 0.2555

2013 Avg (May) 0.2459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2407	0.2355	0.2381
February	0.2457	0.2405	0.2432
March	0.2501	0.2460	0.2485
April	0.2563	0.2511	0.2524
May	0.2585	0.2372	0.2555
June	0.2374	0.2347	0.2362
July	0.2371	0.2347	0.2360
August	0.2380	0.2354	0.2369
September	0.2370	0.2346	0.2362
October	0.2371	0.2343	0.2353
November	0.2401	0.2348	0.2384
December	0.2479	0.2395	0.2441