2026 HNL to TJS Historical Review

YEARLY HIGH

0.3633 TJS

YEARLY LOW

0.3426 TJS

YEARLY AVERAGE

0.3513 TJS

2026 HNL to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.3633. Conversely, the yearly low was recorded on July 31, dropping to 0.3426.

This high-to-low spread represents a total annual volatility of 0.0207 TJS. From a start-to-finish perspective, comparing the January average rate of 0.3522 to the December average rate of 0.3442, the exchange rate registered a net change of -2.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3633 was down 15.58% compared to the 2025 peak of 0.4303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,816 TJS

2025 Average 1,920 TJS

Yearly Trough Low 1,713 TJS

Transaction Impact: A difference of 103.41 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3628

0.3425

JanuMarcMayJuly

HNL to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3535, compared to 0.3447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.3535

H2 Avg (Jul–Dec) 0.3447

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0084 TJS (High: 0.3608 / Low: 0.3524). On the other end, August was the most stable month, with a tight range of 0.0007 TJS (High: 0.3445 / Low: 0.3438).

April Spread (Volatile) ±0.0084

August Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0082 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.3611) against the same month in 2025 (average: 0.4251), the exchange rate shifted by -0.0640 (-15.05%).

2026 Avg (March) 0.3611

2025 Avg (March) 0.4251

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3572	0.3490	0.3522
February	0.3596	0.3532	0.3560
March	0.3633	0.3592	0.3611
April	0.3608	0.3524	0.3562
May	0.3524	0.3469	0.3480
June	0.3501	0.3459	0.3477
July	0.3469	0.3426	0.3451
August	0.3445	0.3438	0.3442