2015 HNL to TJS Historical Review

YEARLY HIGH

0.3187 TJS

YEARLY LOW

0.2473 TJS

YEARLY AVERAGE

0.2832 TJS

2015 HNL to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.3187. Conversely, the yearly low was recorded on January 2, dropping to 0.2473.

This high-to-low spread represents a total annual volatility of 0.0715 TJS. From a start-to-finish perspective, comparing the January average rate of 0.2507 to the December average rate of 0.3128, the exchange rate registered a net change of 24.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3187 was up 23.31% compared to the 2014 peak of 0.2585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,594 TJS

2014 Average 1,209 TJS

Yearly Trough Low 1,236 TJS

Transaction Impact: A difference of 357.46 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3190

0.2445

JanuMarcMayJulySeptNove

HNL to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2701, compared to 0.2963 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0262 points.

H1 Avg (Jan–Jun) 0.2701

H2 Avg (Jul–Dec) 0.2963

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0157 TJS (High: 0.2860 / Low: 0.2703). On the other end, May was the most stable month, with a tight range of 0.0017 TJS (High: 0.2868 / Low: 0.2851).

April Spread (Volatile) ±0.0157

May Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.3128) against the same month in 2014 (average: 0.2441), the exchange rate shifted by +0.0687 (+28.14%).

2015 Avg (December) 0.3128

2014 Avg (December) 0.2441

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2544	0.2473	0.2507
February	0.2595	0.2537	0.2557
March	0.2691	0.2534	0.2606
April	0.2860	0.2703	0.2806
May	0.2868	0.2851	0.2862
June	0.2883	0.2857	0.2868
July	0.2874	0.2854	0.2867
August	0.2888	0.2851	0.2865
September	0.2948	0.2883	0.2913
October	0.3007	0.2946	0.2977
November	0.3067	0.3005	0.3028
December	0.3187	0.3068	0.3128