2021 HRK to AZN Historical Review

YEARLY HIGH

0.2776 AZN

YEARLY LOW

0.2532 AZN

YEARLY AVERAGE

0.2673 AZN

2021 HRK to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2776. Conversely, the yearly low was recorded on November 24, dropping to 0.2532.

This high-to-low spread represents a total annual volatility of 0.0244 AZN. From a start-to-finish perspective, comparing the January average rate of 0.2737 to the December average rate of 0.2556, the exchange rate registered a net change of -6.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2776 was up 0.08% compared to the 2020 peak of 0.2774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,388 AZN

2020 Average 1,289 AZN

Yearly Trough Low 1,266 AZN

Transaction Impact: A difference of 121.93 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2765

0.2537

JanuMarcMayJulySeptNove

HRK to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2714, compared to 0.2631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0084 points.

H1 Avg (Jan–Jun) 0.2714

H2 Avg (Jul–Dec) 0.2631

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0095 AZN (High: 0.2627 / Low: 0.2532). On the other end, December was the most stable month, with a tight range of 0.0030 AZN (High: 0.2572 / Low: 0.2542).

November Spread (Volatile) ±0.0095

December Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0049 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2737) against the same month in 2020 (average: 0.2540), the exchange rate shifted by +0.0198 (+7.78%).

2021 Avg (January) 0.2737

2020 Avg (January) 0.2540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2776	0.2719	0.2737
February	0.2733	0.2688	0.2716
March	0.2712	0.2634	0.2670
April	0.2730	0.2641	0.2688
May	0.2772	0.2709	0.2746
June	0.2767	0.2689	0.2730
July	0.2696	0.2656	0.2681
August	0.2694	0.2651	0.2670
September	0.2698	0.2628	0.2671
October	0.2644	0.2610	0.2626
November	0.2627	0.2532	0.2580
December	0.2572	0.2542	0.2556