2026 HRK to AZN Historical Review

YEARLY HIGH

0.2712 AZN

YEARLY LOW

0.2562 AZN

YEARLY AVERAGE

0.2621 AZN

2026 HRK to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.2712. Conversely, the yearly low was recorded on June 24, dropping to 0.2562.

This high-to-low spread represents a total annual volatility of 0.0150 AZN. From a start-to-finish perspective, comparing the January average rate of 0.2648 to the December average rate of 0.2602, the exchange rate registered a net change of -1.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2712 was up 1.26% compared to the 2025 peak of 0.2678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,356 AZN

2025 Average 1,275 AZN

Yearly Trough Low 1,281 AZN

Transaction Impact: A difference of 74.94 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2677

0.2567

JanuMarcMayJuly

HRK to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2631, compared to 0.2589 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.2631

H2 Avg (Jul–Dec) 0.2589

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0095 AZN (High: 0.2712 / Low: 0.2617). On the other end, August was the most stable month, with a tight range of 0.0006 AZN (High: 0.2605 / Low: 0.2599).

January Spread (Volatile) ±0.0095

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0060 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.2648) against the same month in 2025 (average: 0.2335), the exchange rate shifted by +0.0313 (+13.40%).

2026 Avg (January) 0.2648

2025 Avg (January) 0.2335

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2712	0.2617	0.2648
February	0.2686	0.2655	0.2668
March	0.2653	0.2576	0.2608
April	0.2664	0.2597	0.2637
May	0.2645	0.2623	0.2631
June	0.2627	0.2562	0.2596
July	0.2597	0.2566	0.2576
August	0.2605	0.2599	0.2602