2025 HRK to AZN Historical Review

YEARLY HIGH

0.2678 AZN

YEARLY LOW

0.2311 AZN

YEARLY AVERAGE

0.2550 AZN

2025 HRK to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.2678. Conversely, the yearly low was recorded on January 12, dropping to 0.2311.

This high-to-low spread represents a total annual volatility of 0.0367 AZN. From a start-to-finish perspective, comparing the January average rate of 0.2335 to the December average rate of 0.2643, the exchange rate registered a net change of 13.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2678 was up 6.06% compared to the 2024 peak of 0.2525, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,339 AZN

2024 Average 1,221 AZN

Yearly Trough Low 1,156 AZN

Transaction Impact: A difference of 183.57 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2679

0.2303

JanuMarcMayJulySeptNove

HRK to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2467, compared to 0.2632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0165 points.

H1 Avg (Jan–Jun) 0.2467

H2 Avg (Jul–Dec) 0.2632

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0161 AZN (High: 0.2598 / Low: 0.2436). On the other end, August was the most stable month, with a tight range of 0.0032 AZN (High: 0.2645 / Low: 0.2613).

April Spread (Volatile) ±0.0161

August Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0021 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.2647) against the same month in 2024 (average: 0.2506), the exchange rate shifted by +0.0141 (+5.63%).

2025 Avg (September) 0.2647

2024 Avg (September) 0.2506

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2368	0.2311	0.2335
February	0.2374	0.2312	0.2349
March	0.2468	0.2341	0.2436
April	0.2598	0.2436	0.2536
May	0.2570	0.2504	0.2544
June	0.2659	0.2562	0.2602
July	0.2664	0.2577	0.2637
August	0.2645	0.2613	0.2630
September	0.2678	0.2625	0.2647
October	0.2650	0.2603	0.2627
November	0.2624	0.2591	0.2609
December	0.2661	0.2619	0.2643