2024 HRK to AZN Historical Review

YEARLY HIGH

0.2525 AZN

YEARLY LOW

0.2335 AZN

YEARLY AVERAGE

0.2441 AZN

2024 HRK to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 0.2525. Conversely, the yearly low was recorded on December 18, dropping to 0.2335.

This high-to-low spread represents a total annual volatility of 0.0190 AZN. From a start-to-finish perspective, comparing the January average rate of 0.2462 to the December average rate of 0.2363, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.2525 was down 0.41% compared to the 2023 peak of 0.2536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,263 AZN

2023 Average 1,220 AZN

Yearly Trough Low 1,168 AZN

Transaction Impact: A difference of 94.96 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.2521

0.2348

JanuMarcMayJulySeptNove

HRK to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2439, compared to 0.2443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.2439

H2 Avg (Jul–Dec) 0.2443

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0116 AZN (High: 0.2466 / Low: 0.2350). On the other end, March was the most stable month, with a tight range of 0.0036 AZN (High: 0.2471 / Low: 0.2435).

November Spread (Volatile) ±0.0116

March Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0061 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 0.2487) against the same month in 2023 (average: 0.2461), the exchange rate shifted by +0.0026 (+1.05%).

2024 Avg (August) 0.2487

2023 Avg (August) 0.2461

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2490	0.2438	0.2462
February	0.2454	0.2416	0.2435
March	0.2471	0.2435	0.2453
April	0.2451	0.2396	0.2419
May	0.2457	0.2418	0.2439
June	0.2461	0.2410	0.2428
July	0.2468	0.2422	0.2448
August	0.2525	0.2434	0.2487
September	0.2525	0.2484	0.2506
October	0.2496	0.2432	0.2458
November	0.2466	0.2350	0.2397
December	0.2387	0.2335	0.2363