2022 HRK to AZN Historical Review

YEARLY HIGH

0.2589 AZN

YEARLY LOW

0.2165 AZN

YEARLY AVERAGE

0.2379 AZN

2022 HRK to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 6, valuing the pair at 0.2589. Conversely, the yearly low was recorded on September 27, dropping to 0.2165.

This high-to-low spread represents a total annual volatility of 0.0423 AZN. From a start-to-finish perspective, comparing the January average rate of 0.2558 to the December average rate of 0.2386, the exchange rate registered a net change of -6.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.2589 was down 6.75% compared to the 2021 peak of 0.2776, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,294 AZN

2021 Average 1,336 AZN

Yearly Trough Low 1,083 AZN

Transaction Impact: A difference of 211.63 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.2593

0.2187

JanuMarcMayJulySeptNove

HRK to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2466, compared to 0.2291 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0174 points.

H1 Avg (Jan–Jun) 0.2466

H2 Avg (Jul–Dec) 0.2291

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0150 AZN (High: 0.2349 / Low: 0.2199). On the other end, December was the most stable month, with a tight range of 0.0059 AZN (High: 0.2414 / Low: 0.2355).

November Spread (Volatile) ±0.0150

December Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0087 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0087

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 0.2559) against the same month in 2021 (average: 0.2716), the exchange rate shifted by -0.0157 (-5.77%).

2022 Avg (February) 0.2559

2021 Avg (February) 0.2716

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2588	0.2515	0.2558
February	0.2589	0.2519	0.2559
March	0.2505	0.2443	0.2472
April	0.2484	0.2358	0.2433
May	0.2422	0.2345	0.2385
June	0.2426	0.2354	0.2387
July	0.2356	0.2268	0.2305
August	0.2335	0.2249	0.2290
September	0.2288	0.2165	0.2240
October	0.2278	0.2190	0.2221
November	0.2349	0.2199	0.2306
December	0.2414	0.2355	0.2386