2013 HRK to BBD Historical Review

YEARLY HIGH

0.3621 BBD

YEARLY LOW

0.3370 BBD

YEARLY AVERAGE

0.3506 BBD

2013 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 0.3621. Conversely, the yearly low was recorded on April 2, dropping to 0.3370.

This high-to-low spread represents a total annual volatility of 0.0251 BBD. From a start-to-finish perspective, comparing the January average rate of 0.3513 to the December average rate of 0.3589, the exchange rate registered a net change of 2.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.3621 was up 1.90% compared to the 2012 peak of 0.3553, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,810 BBD

2012 Average 1,709 BBD

Yearly Trough Low 1,685 BBD

Transaction Impact: A difference of 125.28 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.3606

0.3399

JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3470, compared to 0.3541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.3470

H2 Avg (Jul–Dec) 0.3541

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0156 BBD (High: 0.3600 / Low: 0.3445). On the other end, November was the most stable month, with a tight range of 0.0056 BBD (High: 0.3561 / Low: 0.3505).

February Spread (Volatile) ±0.0156

November Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0107 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 0.3581) against the same month in 2012 (average: 0.3456), the exchange rate shifted by +0.0125 (+3.62%).

2013 Avg (October) 0.3581

2012 Avg (October) 0.3456

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3576	0.3452	0.3513
February	0.3600	0.3445	0.3523
March	0.3449	0.3370	0.3416
April	0.3458	0.3370	0.3424
May	0.3473	0.3391	0.3429
June	0.3577	0.3434	0.3517
July	0.3542	0.3409	0.3486
August	0.3560	0.3493	0.3535
September	0.3554	0.3463	0.3516
October	0.3621	0.3545	0.3581
November	0.3561	0.3505	0.3537
December	0.3614	0.3550	0.3589