2024 HRK to BBD Historical Review

YEARLY HIGH

0.2971 BBD

YEARLY LOW

0.2748 BBD

YEARLY AVERAGE

0.2872 BBD

2024 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 23, valuing the pair at 0.2971. Conversely, the yearly low was recorded on December 18, dropping to 0.2748.

This high-to-low spread represents a total annual volatility of 0.0223 BBD. From a start-to-finish perspective, comparing the January average rate of 0.2895 to the December average rate of 0.2780, the exchange rate registered a net change of -4.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.2971 was down 0.41% compared to the 2023 peak of 0.2983, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,486 BBD

2023 Average 1,436 BBD

Yearly Trough Low 1,374 BBD

Transaction Impact: A difference of 111.72 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.2966

0.2763

JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2869, compared to 0.2874 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.2869

H2 Avg (Jul–Dec) 0.2874

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0136 BBD (High: 0.2901 / Low: 0.2765). On the other end, March was the most stable month, with a tight range of 0.0043 BBD (High: 0.2907 / Low: 0.2865).

November Spread (Volatile) ±0.0136

March Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0072 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0072

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2024: 0.2926) against the same month in 2023 (average: 0.2895), the exchange rate shifted by +0.0030 (+1.05%).

2024 Avg (August) 0.2926

2023 Avg (August) 0.2895

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2930	0.2869	0.2895
February	0.2887	0.2843	0.2865
March	0.2907	0.2865	0.2884
April	0.2883	0.2819	0.2846
May	0.2890	0.2845	0.2870
June	0.2895	0.2835	0.2856
July	0.2904	0.2850	0.2880
August	0.2971	0.2864	0.2926
September	0.2970	0.2923	0.2949
October	0.2937	0.2862	0.2892
November	0.2901	0.2765	0.2820
December	0.2809	0.2748	0.2780